Moving In: A Quick Guide to Acquiring Beautiful Addison Homes for Sale

First of all, make sure that you’ve been pre-approved for a loan. If all you have is a prequalification, go back to your lender and get pre-approved; this will be an important factor in landing a property. Once you’ve been pre-approved, you are able to set a budget for yourself and save yourself the time you would’ve spent looking at houses you can’t afford. Additionally, sellers are more likely to do business with a person who has been pre-approved for a mortgage.

Increase your Down Payment

People often say that “money talks”. When it comes to real estate, a larger down payment tells a seller that you are serious about buying the house. Don’t forget that people sell real estate to earn money, so by offering more money upfront, you are able to better influence the decision of a seller. If you’ve found a home you truly love, offer no less than a 20 percent down payment.